Blog Archives

It’s Here! Temporary Expanded Public Service Loan Forgiveness (TEPSLF)

See official ED link here: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service/temporary-expanded-public-service-loan-forgiveness Press release here: https://www.ed.gov/news/press-releases/us-department-education-announces-opportunity-federal-student-loan-borrowers-be-reconsidered-public-service-loan-forgiveness The unlucky ones are now in luck! There’s a limited, temporary PSLF for those who were on the wrong repayment plan. If you have applied for PSLF, but you were denied PSLF

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New PSLF Provision For Borrowers on Wrong Repayment Plan

President Donald Trump signed the spending bill on Friday March 23, 2018, which includes a new PSLF provision that allows some borrowers who were on the wrong repayment plan to have a second chance to apply for PSLF. Finally a

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Update on ABA lawsuit against Department of Education

The lawsuit has taken an interesting turn with the ABA asserting the court should take judicial notice of 3 e-mails between FedLoan Servicing employees. These emails were obtained under FOIA requests and apparently, took 2 years and a court order

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ABA Argues Edits of ECF and PSLF Forms Require Judicial Review

If you look carefully at the Employment Certification Form and PSLF Forgiveness Form, you will notice a few changes: 1. Not-for-profit organizations that are not tax-exempt under 501c3 now have a “primary purpose” requirement (see page 2, Q13 of ECF

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PSLF Application Has Finally Arrived!

The official PSLF application is here (released Friday, September 1, 2017)! It may seem surreal to some who have waited at least 10 years for this moment, but the application is here and will allow student borrowers to see the

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Sneak Peek: Department of Education PSLF Decision-Making

From the ongoing litigation between the ABA and Department of Education (ED), we’re able to get a glance at the ED’s internal PSLF decision-making process. In the ABA’s most recently filed Memo 08.21.17, we see that FedLoan Servicing will e-mail the

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President Trump’s Budget Proposal & PSLF

Even though we receive a leaked preview of President Trump’s Budget Proposal and the proposed changes to PSLF, we were missing this key provision see in the actual text of the proposal, which was released today May 23, 2017: “All

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President Trump’s Leaked Budget Proposal & PSLF

Ah, leaks. This time, it’s with President Trump’s budget proposal, and we get a glimpse of his upcoming budget proposal about a week early, thanks to a rogue Education Department employee. From the leak, we have learned that President Trump

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Department of Education: ECF Does Not Confirm PSLF

In the American Bar Association (ABA) lawsuit against the Department of Education (ED), we’re seeing some clarity on the ED’s position on the Employment Certification Form (ECF). The issue is whether the ECF is approval for PSLF purposes. While the ABA

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President Trump and Future of PSLF

Since President Trump has been in office, we have seen a rise in concerns of the future PSLF. We do not believe PSLF will be retroactively eliminated, for a number of reasons, some of which we blogged about earlier. We

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