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Historical PSLF Q&A’s

Posted on December 1, 2020 by askHFTD

The PSLF Q&A’s from the Dept of Education periodically changes, making it harder to keep track of what it takes to qualify for PSLF. Got an old PSLF question that you thought you saw the answer to, but can’t find…

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New Combined PSLF ECF and Forgiveness Form

Posted on November 24, 2020 by askHFTD

The new PSLF Form is out and it is essentially a combined version of the old ECF and old PSLF Forgiveness application. That makes sense because the two older versions were almost the same form! With the new PSLF Form…

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PSLF Help Tool Update

Posted on November 9, 2020 by askHFTD

The PSLF Help Tool on the Dept of Education’s website has now been updated and is available here: https://studentaid.gov/pslf/ This new tool allows borrowers to look up their employer and see if their employer qualifies. It also tracks the number…

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Biden & PSLF

Posted on November 4, 2020 by askHFTD

Although the counts are still continuing, let’s take a look at Biden’s proposed PSLF program changes. According to “The Biden Plan for Education Beyond High School,” he will offer automatic enrollment for public service individuals into a new forgiveness program…

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PSLF Tracking Updated

Posted on November 3, 2020 by askHFTD

FedLoan Servicing has updated its PSLF tracking webpage to include a more centralized area for PSLF qualifying payments. You can now see how many payments qualify, for which loans, which payments do not qualify and why. If you do see…

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COVID-19: Upload PSLF ECF’s

Posted on October 27, 2020 by askHFTD

COVID-19 has forced many to turn to digital formats for exchanges of information. Did you know you can directly upload PSLF ECF’s onto FedLoan Servicing’s website? Save yourself a stamp and a trip to the post office! Here’s how: Login…

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PSLF & Digital Signatures: Denials

Posted on October 26, 2020 by askHFTD

During the COVID-19 pandemic, there has been an increase in work from home setups where it becomes much easier and safer for HR to electronically sign Employment Certification Forms (ECF’s) for PSLF. Are digital signatures allowed for PSLF ECF’s? Some…

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PSLF Statistics August 2020

Posted on October 26, 2020 by askHFTD

We’ve often heard of the horror stories of student borrowers not qualifying for Public Service Loan Forgiveness (PSLF) after so many years of hoping and waiting, but taking a closer look at the overall PSLF statistics gives a better understanding…

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IDR Recertification & COVID-19 Strategy

Posted on October 13, 2020 by askHFTD

If you’re on an income-driven repayment (IDR) plan, you probably received the following e-mail from the Department of Education, asking you if you would like to recertify your IDR plan early, before your scheduled recertification date: Recently, you received a…

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PSLF: COVID-19 Suspension of Payments Strategy

Posted on October 12, 2020 by askHFTD

The COVID-19 relief for student loan borrowers gives all borrowers an automatic temporary suspension of payments until December 31, 2020.  If you’re in PSLF, that means that during these months until December 31, 2020, you don’t have to pay anything,…

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